Guide · 2 min read
Running ajo and esusu on a core banking platform
Contribution cycles, payouts and reconciliation, without spreadsheets.
On this page
Rotating savings schemes are how millions of people save. Running them on the core means every contribution and payout is a real, reconciled posting.
Model the cycle
- Members and payout order
- Contribution amount and frequency
- Fees and what happens when someone misses
Collect and pay out
Contributions arrive by transfer or at meetings; payouts go to the member whose turn it is. Every step posts to the ledger and shows in the member's statement.
