Product Factory

Launch a product in an afternoon, not a release

Configure deposit, loan and card products — rates, fees, tax, limits and eligibility — preview them, and publish after a second person approves.

No vendor ticketMaker-checker on publishVersioned products

A new kids-savings product with sliders for interest, fee and tenor, a Publish button and a 'Needs approval' badge.
Capabilities

Everything a product needs

  • Deposit products

    Interest tiers, compounding, withdrawals, penalties and dormancy.

  • Loan products

    Interest methods, schedules, fees, penalties, grace periods and eligibility.

  • Card products

    Programmes, limits, fees and controls for debit and prepaid cards.

  • Fees, rates & tax

    Flat, percentage and tiered fees, VAT and stamp duty, effective-dated rates.

  • Limits & tiers

    Transaction and balance limits by KYC tier, channel and customer segment.

  • Approval & publishing

    Every change is versioned, reviewed by a checker and published on a date you choose.

How it works

From idea to launch

  1. Copy a template

    Start from a standard savings, loan or card product.

  2. Configure

    Set rates, fees, limits and eligibility with live previews.

  3. Approve

    A checker reviews the diff; nobody approves their own change.

  4. Publish

    Promote from sandbox to UAT to production on your date.

Works with

Connected to the rest of your bank

  • Accounts & lending — products drive every account and loan
  • Operations — maker-checker and audit on every change
  • Channels — new products appear in the Workspace and customer app automatically
  • Environments — promote configuration with a reviewed diff

Release status

Deposit and loan products
◷ Pilot 2027
Card products
◷ Phase 2
Islamic products
Planned

Dates follow the public roadmap and may change.

Product Factory questions

Do product changes affect existing customers?

You choose: changes can apply to new accounts only, or to existing ones from an effective date, with notices to customers.

Can we test a product before launch?

Yes. Products are created in sandbox, rehearsed in UAT and promoted to production with an approval.

Configure one of your products live

Send us a product sheet and see it built in the demo.