Launch a modern bank in weeks, not years
BankQore is the core banking platform for microfinance, digital and commercial banks. Accounts, lending, payments and compliance on one real-time ledger, run for you in the cloud.
Sandbox in minutesNIBSS NIP built inDesigned for CBN rules
Available in Nigeria. Other African countries coming soon.
Built for every kind of licensed institution
Microfinance banksDigital banksCommercial banksCooperativesPayment institutionsEmbedded financeEverything a bank runs on, in one place
Pick the modules you need today. Switch on more as you grow — they share one customer, one ledger and one audit trail.
- ◷ Pilot 2027
Accounts & deposits
Current and savings accounts, term deposits, wallets and virtual accounts, with NUBAN numbers issued instantly.
Explore deposits - ◷ Phase 2
Lending & collections
Origination, schedules, repayments, restructuring and recovery, with IFRS 9 provisioning built in.
Explore lending - ◷ Pilot 2027
Payments hub
NIP transfers with name enquiry, bulk and payroll, standing orders and mandates — reconciled automatically.
Explore payments - ◷ Pilot 2027
Product Factory
Design savings, loan and card products — rates, fees, limits, tax — and publish them after approval. No release needed.
Explore Product Factory - ◷ Phase 2
Microfinance & groups
Group lending, centres, ajo and esusu contribution schemes, and field officers on the move.
Explore microfinance - ◷ Pilot 2027
Risk & compliance
KYC tiers, BVN and NIN checks, sanctions screening, transaction monitoring and goAML reporting.
Explore compliance
A core that keeps up with your bank
Every team, one platform
Tellers, loan officers, operations, compliance and your customers all work on the same live data — each with the screens and permissions their role needs.
- Bank Workspace with role-based workbenches
- Teller app with till and cash management
- White-label internet banking for your customers
- Tenant Console to run environments and billing
Change safely, every day
Every change to a rate, fee, limit or role goes through maker-checker and lands in a tamper-evident audit log. Configuration moves from sandbox to UAT to production with a review — no vendor ticket.
- Maker-checker on configuration and money movement
- Runtime configuration and feature flags
- Live audit and session logs
Platform targets
- target from sign-up to a working sandbox
- < 10 min
- target from contract to go-live
- 8 weeks
- availability target on Enterprise
- 99.99%
- languages, including Arabic (RTL)
- 6
Service levels are set per plan in your agreement. See pricing.
From sign-up to your first transfer
Create a sandbox
Sign up, verify your institution and get a sandbox with simulated NIP, KYC and SMS.
Shape your products
Configure accounts, loans, fees and limits in the Product Factory.
Connect and test
Plug in your rails, channels and data migration. Rehearse in UAT.
Go live
Promote approved configuration to production and open your doors.
APIs first, because your apps come first
Every BankQore capability is an OpenAPI 3.1 operation with declared permissions and rate limits. Events stream as CloudEvents. Idempotency keys on every write.
- Sandbox with realistic simulators
- Webhooks for every money movement
- Java and TypeScript SDKs with the 2027 pilot
# Open a savings account for the signed-in customer
curl -X POST https://api.bankqore.com/v1/account \
-H "Authorization: Bearer $TOKEN" \
-H "X-Tenant: acme" \
-H "X-Environment: sandbox" \
-H "Idempotency-Key: 7f9c2b1e-41d5-4c8e-9a10-2b6f0f3e5d11" \
-H "Content-Type: application/json" \
-d '{ "productCode": "SAV-CLASSIC", "currency": "NGN", "name": "Rent" }'
# 201 Created
{
"code": "SUCCESS",
"data": {
"accountNumber": "2041773195",
"category": "SAVINGS",
"productCode": "SAV-CLASSIC",
"currency": "NGN",
"status": "ACTIVE"
}
}Built for how banks work now
| What you need | Legacy core | BankQore |
|---|---|---|
| Launch a new product | Change request to the vendor, weeks | Configure in Product Factory, approve, publish |
| Balances | Updated at end of day | Real-time ledger, live in every channel |
| Integrations | Custom work per partner | Contract-first APIs, webhooks and ready connectors |
| Upgrades | Big-bang, planned for months | Continuous, with sandbox and UAT to rehearse |
| Your encryption keys | Held by the vendor | Bring or hold your own key |
See BankQore with your own products
A 45-minute walkthrough shaped around your institution, with someone who has run bank operations.