Pay for what you use, grow without re-platforming
A platform fee for your plan, plus usage — accounts, postings and payments — billed monthly in naira or your currency.
Plans
Sandbox
Explore and build
Freeforever, no card needed
- Simulated rails and KYC
- All core APIs
- Community support
Starter
Small MFBs and PSPs
On requestmonthly platform fee + usage
- Pooled cell
- 99.9% availability target
- Core modules
- Business-hours support
- ★ Recommended
Growth
Growing digital banks and MFBs
On requestmonthly platform fee + usage
- Bridge cell, own database
- 99.95% availability target
- Bring your own key
- 24/7 priority support
Enterprise
Commercial banks
Customannual commitment
- Dedicated silo cell
- 99.99% availability target
- Region pinning
- Named success team
Sovereign
In-country hosting
Customcommitment + deployment
- Your data centre or national cloud
- Hold your own key
- Available from 2028
Prices exclude VAT. List prices are published at launch; until then, our sales team will quote you.
Compare plans
| Feature | Sandbox | Starter | Growth | Enterprise | Sovereign |
|---|---|---|---|---|---|
| Accounts, deposits, payments | ✓ | ✓ | ✓ | ✓ | ✓ |
| Product Factory & maker-checker | ✓ | ✓ | ✓ | ✓ | ✓ |
| Environments | Sandbox | + Production | + UAT | + UAT | + UAT |
| Isolation | Pooled | Pooled | Bridge | Silo | Silo / on-prem |
| Encryption keys | — | — | BYOK | BYOK | HYOK |
| Availability target | — | 99.9% | 99.95% | 99.99% | 99.99% |
| White-label apps | — | ✓ | ✓ | ✓ | ✓ |
Switch on more when you need it
Lending
Origination to collections.
Cards
Issuing, controls, disputes.
Agency banking
Agents, float, USSD.
Advanced AML
Monitoring and fraud models.
See all add-ons
Cross-border & FX · Treasury · Trade finance · Islamic banking · Open banking · Fraud ML
What usage includes
| Meter | What counts |
|---|---|
| Active accounts | Accounts with at least one posting in the month |
| Postings | Balanced ledger entries, tiered by volume |
| Payments | Per rail; on-us transfers are not charged |
| API calls | An allowance per plan; reads are not charged |
Pricing questions
Can we start on Starter and move up?
Yes. Moving to Growth or Enterprise migrates your data to a dedicated database or cell in a planned window; your integrations don't change.
Do you charge for implementation?
Standard onboarding is included. Data migration and custom connectors are quoted separately after an assessment.
Can we pay in naira?
Yes — billing supports NGN and other currencies, with prepaid credits or monthly invoices.
Get a quote for your bank
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